Getting the Best Price on Commercial Auto Insurance in California

When looking for the best price for Commercial Auto Insurance you should always shop your particular risk around. Depending on what kind of business you are in you are very likely to have many options for which Insurance company has an appetite for your business.

Some things to remember when shopping around for Commercial Trucking Insurance.
1. Know what coverage you need and what limits your brokers and/or contracts require.
2. Know what the Stated amount is on your vehicles/trailers.
3. Know what your radius of operation is. (Radius is calculated by air miles from your garaging address)
4. Be honest and straight forward with the insurance agents that you work with. Tell them exactly how much you paid the year before and exactly what the best quote is for your renewal.

There are many different Insurance brokers/agents out there. Each broker/agent has different insurance companies that they can write insurance with. So make sure that you get many quotes from many different agencies.

Insurance rates are changing all of the time. Just because you have a good rate one year doesn't mean that that is it. In most cases you can easily shave hundreds off your annual insurance bill each year. There is a break even minimum amount that insurance companies can write your policy for and still be profitable. In order to find this amount it takes time and patience. It takes time to work with all of the many insurance agents to get quotes to you. It takes patience because most of the quotes will come back higher than what you are paying already.

Be careful of unscrupulous insurance agents out there. There are many games that they can play with your policy that can make it look like you are getting a good deal. Do your homework and make sure that you are getting what you think you are getting.

I Started This Blog to Help Share the Information That I Learn

I am starting this blog to help share the information that I learn about Insurance in California. I am going to post things on here that are about commercial truck insurance in California. I also going to share little details about keeping your motor carrier permit in California. I will try to post often about any and all information that I receive.